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By Jim Miller
Savvy Senior 

Strategies on how to reduce your medication costs

 


Dear Savvy Senior,

Can you recommend any tips to help me save on my medication costs? I currently take five different prescription medications that are very expensive even with insurance.

Searching Susan

Dear Susan,

There are actually a variety of ways you can reduce your out-of-pocket medication expenses without sacrificing quality. Here are a few strategies that can help, whether you are covered by employer-based health insurance, a health plan on the individual marketplace, or a private Medicare Part D drug policy.

Know your insurance formulary rules: Most drug plans today have formularies (a list of medications they cover) that place drugs into different “tiers.” Drugs in each t...



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