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Social Security Options for Divorced Spouses


November 22, 2017

Dear Savvy Senior,

As a divorced woman, am I entitled to my ex-husband’s Social Security benefits? I was married for 14 years and would like to know how this works.

Happily Divorced

Dear Divorced,

Yes, you may very well be eligible for divorced spouses Social Security benefits if you meet certain criteria. Here’s how it works.

A divorced spouse can collect a Social Security retirement benefit on the earnings record of their ex-husband (or ex-wife) if you are at least age 62, were married for at least 10 years, are unmarried, and are not eligible for a higher benefit based on your own earnings record.

In order to collect, your former spouse must also be at least 62 and eligible for...

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