Washington Health Benefit Exchange Board today announced the certified 2020 Qualified Health Plans (QHPs) and Qualified Dental Plans (QDPs) to be offered through Washington Healthplanfinder during the upcoming open enrollment period taking place November 1 through Dec. 15.
A total of sixty-six QHPs and seven QDPs were confirmed today by the Exchange Board following their approval from the Office of the Insurance Commissioner (OIC). The OIC calculated an overall record average rate decrease in the Exchange market of 3.27% for 2020 health insurance plans.
"With premium rates decreasing for most plans for this enrollment period, we encourage customers to take the time to choose which plans best fit their needs," said Pam MacEwan, CEO of the Washington Health Benefits Exchange. "Lower premiums may result in equal or better options available to the customer."
The addition of two new health insurance companies-PacificSource Health Plans and Providence Health Plan- will increase the number of counties that will have two or more carriers from which to select plans and provide bronze options for all consumers. Washingtonians will have at least two carriers in 31 of 39 counties available compared to 14 counties in 2019.
Seven health insurance companies will return in 2020 and four carriers will be expanding their offerings. The added carriers ensure nearly all Washingtonians have more choices. Coordinated Care Corporation and LifeWise Health Plan of Washington will each offer two new metals and its first dental plan, and Molina Healthcare of Washington will provide one additional metal.
2020 approved individual Exchange health insurers:
• BridgeSpan Health Company
• Coordinated Care Corporation
• Kaiser Foundation Health Plan of the Northwest
• Kaiser Foundation Health Plan of Washington
• LifeWise Health Plan of Washington
• Molina Healthcare of Washington
• PacificSource Health Plans
• Premera Blue Cross
• Providence Health Plan
"Health care industry is constantly evolving," said MacEwan. "So, it is important that we provide the customer with the best and most relevant information when it comes to their dental and health plans."
The seventh open enrollment period begins on November 1, 2019 and runs through December 15, 2019. Residents are encouraged to visit Washington Healthplanfinder to review insurance coverage plans and prepare for enrollment. Additionally, live chat will be available during call center hours, as well as wahealthplanfinder.org available 24/7.
"With more options and lower rates available during this year's open enrollment, it makes sense to compare affordable healthcare" said MacEwan. We do it for everything else, why not insurance?"
Visit the Exchange for the complete certification packet for 2020 Health Insurance Plan Certification: wahbexchange.org.
Reminders: Enrollment is offered year-round to individuals and families through Washington Apple Health (Medicaid). Customers enrolled in Apple Health will receive a notice of 60 days before the month they enrolled in or renewed their coverage last year.
About Washington Healthplanfinder
Washington Healthplanfinder is an online marketplace for individuals and families in Washington to compare and enroll in health insurance coverage and gain access to tax credits, reduced cost sharing and public programs such as Medicaid. The next open enrollment period for Washington Healthplanfinder begins on Nov. 1.
About Washington Apple Health
In Washington, Medicaid is called Washington Apple Health. Free or low-cost coverage is available year-round for those who qualify. Since the Affordable Care Act launched in October 2013, more people have access to preventive care, like cancer screenings, treatment for diabetes and high blood pressure, and many other health care services they need to stay healthy. Apple Health clients enroll and renew online using Washington Healthplanfinder. Apple Health is administered by the Washington State Health Care Authority: www.hca.wa.gov.