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By Jim Miller
Savvy Senior 

Work while retired can affect SS benefits

 


Dear Savvy Senior,

I’m considering retiring later this year and starting my Social Security benefits, but would also like to work part time. Will this affect my benefits, and if so, how much?

Ready to Retire

Dear Ready,

You can collect Social Security retirement benefits and work at the same time, but depending on how old you are and how much you earn, some or all of your benefits could be temporarily withheld. Here’s what you should know.

Working Rules

Social Security says that if you’re under your full retirement age – which is 66 if you were born between 1943 and 1954, or 66 and 2 months if you were born in 1955 – and are collecting benefits, then you can earn up to $16,9...



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